1 THE SECOND SCHEDULE
(See section 163A)
SCHEDULE FOR COMPENSATION FOR THIRD PARTY FATAL
ACCIDENT/INJURY CASES CLAIMS
1. Fatal Accidents:
|
Annual Income |
|
Rs. 3000 |
Rs. 4200 |
Rs. 5400 |
Rs. 6600 |
Rs. 7800 |
Rs. 9000 |
Rs. 10200 |
Rs. 11400 |
Rs. 12000 |
Rs. 18000 |
Rs. 24000 |
Rs. 36000 |
Rs. 40000 |
|
AGE OF VICTIM |
Multi plier |
RUPEES IN THOUSANDS Compensation in case of death |
||||||||||||
|
Up to 15 yrs. |
15 |
60 |
84 |
108 |
132 |
156 |
180 |
204 |
228 |
240 |
360 |
480 |
720 |
800 |
|
Above 15 yrs. But not exdg. 20 yrs. |
16 |
57 |
79.8 |
102 |
125.4 |
148.2 |
171 |
193.8 |
216.6 |
228 |
342 |
456 |
684 |
760 |
|
Above 20 yrs. But not exdg. 25 yrs. |
17 |
54 |
75.6 |
97.2 |
118.8 |
140.4 |
162 |
183.6 |
205.2 |
216 |
324 |
432 |
648 |
720 |
|
Above 25 yrs. But not exdg. 30 yrs |
18 |
51 |
71.4 |
91.8 |
112.2 |
132.6 |
153 |
173.4 |
193.8 |
204 |
306 |
408 |
612 |
680 |
|
Above 30 yrs. But not exdg. 35 yrs |
17 |
50 |
76.2 |
86.4 |
105.6 |
124.8 |
144 |
163.2 |
192.4 |
192 |
288 |
384 |
576 |
640 |
|
Above 35 yrs. But not exdg. 40 yrs |
16 |
50 |
63 |
81 |
99 |
117 |
135 |
153 |
171 |
180 |
270 |
380 |
540 |
600 |
|
Above 40 yrs. But not exdg. 45 yrs |
15 |
50 |
58.8 |
75.6 |
92.4 |
109.2 |
126 |
142.8 |
159.6 |
168 |
292 |
336 |
504 |
560 |
|
Above 45 yrs. But not exdg. 50 yrs |
13 |
50 |
50.4 |
64.8 |
79.2 |
93.6 |
108 |
122.4 |
136.8 |
144 |
216 |
286 |
432 |
480 |
|
Above 50 yrs. But not exdg. 55 yrs |
11 |
50 |
50 |
54 |
66 |
78 |
90 |
102 |
114 |
120 |
180 |
240 |
360 |
400 |
|
Above 55 yrs. But not exdg. 60 yrs |
8 |
50 |
50 |
50 |
52.8 |
62.4 |
72 |
81.6 |
91.2 |
96 |
144 |
192 |
286 |
320 |
|
Above 60 yrs. But not exdg. 65 yrs |
5 |
50 |
50 |
50 |
50 |
54 |
54 |
61.2 |
68.4 |
72 |
108 |
144 |
216 |
240 |
|
Above 65 yrs. |
5 |
50 |
50 |
50 |
50 |
50 |
50 |
51 |
57 |
60 |
90 |
120 |
180 |
200 |
Note. -The amount of compensation so arrived at in the
case of fatal accident claims shall be reduced by 1/3rd in consideration of the
expenses, which the victim would have incurred towards maintaining himself had
he been alive.
2. Amount of compensation shall not be less
than Rs. 50,000.
3. General damage (in case of death);
The following general damages shall
be payable in addition to compensation outlined above:
|
(i) Funeral expenses. |
Rs. 2,000/- |
|
(ii) Loss
of Consortium, if beneficiary is the
spouse. |
Rs. 5,000/- |
|
(iii) Loss of Estate. |
Rs. 2,500/- |
|
(iv) Medical Expenses – Actual expenses incurred before death
supported by bills/Vouchers but not exceeding. |
Rs. 15,000/- |
4. General damages in case of injuries and Disabilities:
(i) Pain and sufferings:-
|
(a) Grievous injuries. |
Rs. 5,000/- |
|
(b) Non-grievous injuries. |
Rs. 1,000/-
|
|
(ii) Medical Expenses – Actual expenses
incurred supported by bills/Vouchers but not exceeding as one time payment |
Rs. 15, 000/- |
5. Disability in non-fatal accidents:
The following compensation shall be
payable in case of disability to the victim arising on of non-fatal accidents:
Loss of income, if any, for actual period
of disablement not exceeding fifty-two weeks.
PLUS either of he following: -
(a) In case of permanent total disablement the amount payable shall be arrived at by multiplying the annual loss of income by the Multiplier applicable to the age on the date of determining the compensation, or
(b) In case of permanent partial disablement
such percentage of compensation which would have been payable in the case of
permanent total disablement as specified under item (a) above.
Injuries deemed to result in
Permanent Total Disablement/Permanent Partial Disablement and percentage of
loss of earning capacity shall be as per Schedule I under
Workmen’s Compensation Act, 1923.
6. National
income for compensation to those who had no income prior to accident: -
Fatal disability in non-fatal accidents: -
|
(a) Non-earning persons. |
-Rs. 15,000 p.a. |
|
(b) Spouse. |
Rs.1/3 rd of income of the
earning/surviving spouse. |
In case of other
injuries only “General Damage” as applicable.]
1. Ins by Act 54 of 1994, Sec. 64 (w.e.f.
14-11-1994)