1 THE SECOND SCHEDULE

 

(See section 163A)

 

SCHEDULE FOR COMPENSATION FOR THIRD PARTY FATAL

ACCIDENT/INJURY CASES CLAIMS

 

1.       Fatal Accidents:

 


Annual Income

 

Rs.

3000

Rs. 4200

Rs.

5400

Rs.

6600

Rs.

7800

Rs.

9000

Rs.

10200

Rs.

11400

Rs.

12000

Rs.

18000

Rs.

24000

Rs.

36000

Rs.

40000

AGE OF VICTIM

Multi

plier

RUPEES IN THOUSANDS

 

Compensation in case of death

Up to 15 yrs.

15

60

84

108

132

156

180

204

228

240

360

480

720

800

Above 15 yrs. But not exdg. 20 yrs.

16

57

79.8

102

125.4

148.2

171

193.8

216.6

228

342

456

684

760

Above 20 yrs. But not exdg. 25 yrs.

17

54

75.6

97.2

118.8

140.4

162

183.6

205.2

216

324

432

648

720

Above 25 yrs. But not exdg. 30 yrs

18

51

71.4

91.8

112.2

132.6

153

173.4

193.8

204

306

408

612

680

Above 30 yrs. But not exdg. 35 yrs

17

50

76.2

86.4

105.6

124.8

144

163.2

192.4

192

288

384

576

640

Above 35 yrs. But not exdg. 40 yrs

16

50

63

81

99

117

135

153

171

180

270

380

540

600

Above 40 yrs. But not exdg. 45 yrs

15

50

58.8

75.6

92.4

109.2

126

142.8

159.6

168

292

336

504

560

Above 45 yrs. But not exdg. 50 yrs

13

50

50.4

64.8

79.2

93.6

108

122.4

136.8

144

216

286

432

480

Above 50 yrs. But not exdg. 55 yrs

11

50

50

54

66

78

90

102

114

120

180

240

360

400

Above 55 yrs. But not exdg. 60 yrs

8

50

50

50

52.8

62.4

72

81.6

91.2

96

144

192

286

320

Above 60 yrs. But not exdg. 65 yrs

5

50

50

50

50

54

54

61.2

68.4

72

108

144

216

240

Above 65 yrs.

5

50

50

50

50

50

50

51

57

60

90

120

180

200


 

Note. -The amount of compensation so arrived at in the case of fatal accident claims shall be reduced by 1/3rd in consideration of the expenses, which the victim would have incurred towards maintaining himself had he been alive.

 

2.       Amount of compensation shall not be less than Rs. 50,000.

 

3.       General damage (in case of death);

 

The following general damages shall be payable in addition to compensation outlined above:

 

(i)     Funeral expenses.

Rs. 2,000/-

 (ii)     Loss of Consortium, if  beneficiary is the spouse.

Rs. 5,000/-

 (iii)    Loss of Estate.

Rs. 2,500/-

(iv)    Medical Expenses – Actual expenses incurred before death supported by bills/Vouchers but not exceeding.

Rs. 15,000/-

 

4.       General damages in case of injuries and Disabilities:

 

(i)      Pain and sufferings:-

 

(a)      Grievous injuries.

Rs. 5,000/-

(b)      Non-grievous injuries.

Rs. 1,000/- 

(ii)      Medical Expenses – Actual expenses incurred supported by bills/Vouchers but not exceeding as one time payment

 

Rs. 15, 000/-

 

5.       Disability in non-fatal accidents:

 

The following compensation shall be payable in case of disability to the victim arising on of non-fatal accidents:

 

Loss of income, if any, for actual period of disablement not exceeding fifty-two weeks.

 

PLUS either of he following: -

 

(a)      In case of permanent total disablement the amount payable shall be arrived at by multiplying the annual loss of income by the Multiplier applicable to the age on the date of determining the compensation, or

 

(b)      In case of permanent partial disablement such percentage of compensation which would have been payable in the case of permanent total disablement as specified under item (a) above.

 

Injuries deemed to result in Permanent Total Disablement/Permanent Partial Disablement and percentage of loss  of earning  capacity shall be as per Schedule I under Workmen’s Compensation Act, 1923.

 

6.       National income for compensation to those who had no income prior to accident: -

 

Fatal disability in non-fatal accidents: -

 

(a)      Non-earning persons.

-Rs. 15,000 p.a.

(b)      Spouse.

Rs.1/3 rd of income of the earning/surviving spouse.

        

In case of other injuries only “General Damage” as applicable.]

 

1.       Ins by Act 54 of 1994, Sec. 64 (w.e.f. 14-11-1994)